Last updated: 2026-06-11

Pennymint is a local-first expense tracker for quickly recording personal spending. Pennymint does not require account creation and is designed to keep user-entered records on the device by default.

1. Scope and contact

This privacy policy applies to the Pennymint app and the Pennymint landing site.

Questions about this policy can be sent to [email protected].

2. Information Pennymint handles

The app may handle expense amounts, dates, notes, categories, category settings, and other app preferences entered by the user.

Pennymint does not require account creation, profile setup, phone number collection, or separate account-based identification.

3. Why the information is used

It is used to save the records you enter and to let you review, edit, and delete them later.

It is also used to provide the app core features, including category management, monthly calendar review, and category analytics.

4. Storage and external transmission

Pennymint is designed to store expense records and settings on the user device by default.

In the current version, Pennymint does not operate a separate server for user expense data and does not send those records to a developer-controlled backend.

Pennymint also does not use third-party analytics, advertising, or crash-reporting SDKs for personal data collection.

5. Retention, editing, and deletion

Data may remain on the device until the user deletes it or removes the app.

Users can edit or delete expense records and category information inside the app.

Removing the app from the device may also remove locally stored data on that device.

6. Third-party sharing and policy updates